Dollars and Sense – Inflationary Spending and Fiscal Insanity

Bobblehead DollThese articles have discussed money, monetary policy, fiscal sanity, and government spending several times this year.  Some have called me alarmist for raising fiscal sanity during a “Global Health Crisis.”  While COVID-19 (Sars-COV-2) is undoubtedly a viral disease with a 98%+ survival rate, I cannot in good conscience call this a “Global Health Crisis.”  The pandemic declaration was a political move, the mask mandating, business closures, and every other hysterical move have been carefully formulated to present a problem where none exists.  Has Sars-COV-2 mutated; absolutely, but the emotional hysteria has mutated far faster.

Dollars and SenseApathy

When you pass paper to a store clerk, are you spending money; no, you are spending confidence.  Your confidence in the dollar’s strength, as represented by a check, cash, money order, credit card, etc., is what is being spent.  Why was the Great Depression so lasting and detrimental; a lack of confidence in the US Dollar.  People who saved their money formed sane fiscal policies personally and acted logically lost their confidence in the US Dollar, and the dollar went into a great depression.

Since President Clinton, the US Government has been on a drunken spending spree and does not appear to be stopping unless the citizens demand they cease and desist!  What does this mean for you and me; everything costs more for two reasons inflation and interest.  When the government prints money, too much money increases prices, and too few goods chase too much money, resulting in people suffering.  When the government borrows money, the interest must be serviced; the interest will increase prices and usually absorb some of the extra capital on the market to bring down inflation.Lemmings 2

Except, Quantitative Easing (QE) is hindering the absorption of money on the market.  Hence America is witnessing something truly remarkable for the first time in financial history, the debt (principal), the interest, and the extra capital, all of these storms are combining into a major conflagration economically speaking.  Usually, at this point, a country begins to look for a place to go to war, which explains China and its expansionist policies in Southeast Asia and the Pacific Ocean.  Too much debt, too much interest, a military needing worked, and assets need to be stolen from other countries.  Typical historical thinking, war truly is grand larceny on a massive scale!

Where are America and China headed; let’s ask Czarist Russia, USSR, Nazi Germany, East Germany, China, North Korea, Italy, Venezuela, Greece, France, and who knows how many other economically unstable countries historically and presently.  Going to war will not solve this economic crisis, though some may try that solution.  The only solution worth advancing at this critical juncture economically is reducing the size of government, placing a firm halt on all government spending, and refusing the politicians to get into debt for at least two decades!  Yes, this means changing Social Security, Welfare, Medicaid and Medicare, and every other government benefit program to fit a reduced budget and smaller government model.  Failure to tighten belts for the next two decades will bankrupt America, and most of the world, making the Great Depression look like a summer picnic.Lemmings 4

Gold and Oil, real estate, Gross Domestic Products (the goods manufactured in America for sale), trade, all of these wealth tools and more cannot support the debt incurred, the money printed, nor the size of the government from the city and county to the White House.  As this trend continues, Wall Street will continue to be tumultuous, at best, and the confidence in the US Dollar will continue to slide.  But, as the dollar slides, which global currency will begin to take up the slack?

The Euro has discredited itself and is not worth the paper it is printed on.  China thinks they will step into the void and take up the slack with the Yuan, except their financial situation is almost as bad as Venezuela’s and Cuba’s, but their size and government type keep this hidden from the public.  Even though the Yuan is in junk status, the Communist government hides these facts; the truth is leaking out in higher trade tariffs and other global trade and finance costs.  Russia’s economic situation still has not stabilized with the fall of the USSR and will probably need another two to three decades until it can compete on the global economy again.Gravy Train 2

I heard a postulation that the Arabian Oil Rich nations of the Middle East would produce an OPEC-backed currency if the US Dollar fails.  I highly doubt this as a solution, but the potential is there.  Another person claimed the lack of confidence in the US Dollar would lead to the World Bank/International Monetary Fund (IMF) issuing currency for the world; boy, would that be a significant problem!  Yet, the American Dollar is being purposefully destroyed by the current crop of politicians, and nobody is standing up and declaring ENOUGH!

Inflation

The US Government, and many others globally, have increased their drunken spending since Jan/Feb 2020 to incredibly extensive levels and used a “Global Health Crisis” as the excuse.  Except when Ebola was sweeping the world, we did not have this level of insane spending and government intrusion.  Ebola is far deadlier, easier to spread, and yet the Ebola disaster is barely remembered.  Bird Flu, Swine Flu, SARS, MERS, all these viruses have had their time in the media hysterical spotlight, every single one of them is deadlier than Sars-COV-2, easier to spread, and they were never a cause for a global pandemic.Gravy Train

Inflation is caused by poor economic policy, where the government grants itself the ability to print money.  Inflation is not just money and monetary policy; inflation is also confidence, faith, and trust.  Inflation is how the government acts, thinks, and behaves.  Inflation is as real as COVID-19 and just as deadly as Ebola while being more problematic for everyone.  From Dec 2020 to the end of July 2021, inflation has increased the price of goods and services by 3.8%, seasonally adjusted, or 5.4% non-seasonally adjusted, which means that prices go up as a seasonal adjustment in the summer.

Fiscal Insanity

Consider with me an analogy; you live in a community of houses and pay a Homeowners Association (HOA) Fee.  Your neighbor has decided they can write checks on your checking account, and the HOA has granted them legal protection to write checks on your bank accounts.  Because your neighbor has legal protection, you sell off assets to provide the funds for your neighbor.  You sell to other neighbors letters of credit that you promise to pay interest on, provided your other neighbors hold those letters of credit for specific amounts of time.  Except, your neighbors stop buying those letters of credit over time because they do not like how your neighbor keeps writing checks and spending your money.  How do you keep this house of cards from blowing over and losing everything?

Tax BurdenAmerica is in this position right now!  Trend lines show a steady downward trend in the value of the US Dollar.  Inflation will keep increasing prices as too much money is chasing too few products on the market.  Debt needs to be serviced and interest paid.  But, when the interest payment is the only thing being paid, and the principal will also need to be serviced, where and how does the principal get serviced when the interest is absorbing all the monthly payments?  Simple economics, money once created and put into the money market, cannot just be absorbed or disappeared.  Just like food doesn’t disappear once consumed, the offal must come out and be handled responsibly.  Well, the dollar is in an offal position and needs responsibly handled!

© 2021 M. Dave Salisbury
All Rights Reserved
The images used herein were obtained in the public domain; this author holds no copyright to the images displayed.

Whiskey-Tango-Foxtrot? – The COVID Vaccine Issue

Dont Tread On MeLet me emphasize; I am not a medical professional!  I am not providing medical advice to or not to obtain the COVID Vaccine.  I am a concerned American willing to put forward his concerns.  I am concerned about the liberties and freedoms being stolen through social fear, spun by the media hype, and pursued relentlessly by government and big Pharmaceutical companies.  Compounded by non-government organizations, businesses, and other groups, whose behavior remains inconsistent with any other viral disease in history.  Please allow me to emphasize a point that is stated in many of the peer-reviewed articles on vaccines, “Safety of these vaccines, when given in combination with other vaccines, is not proven” (section 2.1) [emphasis mine].

NO FearThis particular warning is directly copied from a published paper (2014) on HPV vaccinations in India.  Similar wording has been witnessed on every other vaccine-related research paper I have personally reviewed.  As a variable, multi-vaccines can cause additional problems that makes targeting a single vaccine provided simultaneously tricky.  This is why most vaccines in the United States are now given individually with time between injections to study the patient’s response to the vaccine.

At the start of June, the question was posed, “Was COVID-19 a dry run?”  I am still not a conspiracy theorist!  However, I have more concerns.  In conducting research last week, I found reputable sources declaring that COVID-19 was never about the viral disease itself but creating enough social turmoil to force vaccinations.  A scary and slippery slope indeed.

QuestionMany of my sources have been scrubbed from the Internet on three different search engines between Friday night and Monday morning.  Again, not a conspiracy theorist but a concerned American looking for answers.  During his 17 May 2021 address, the President informed me that since the vaccine is free (monetarily), I have no excuses left not to get the vaccine.  Except, there are still no long-term studies about this vaccine, and I have questions about the interactions between the vaccine and the prescription drugs I already take.  Worse, as a person who already suffers shortness of breath, and since the vaccine can cause shortness of breath, will the vaccine make the current problems with breathing worse?

To date, no provider or vaccine manufacturer has provided detailed data indicating one way or another on these health questions.  I want this clear; I am NOT anti-vaccine, but I need to know.  Multi-drug intoxication leads to death!  Legal drugs, illicit drugs, everyday over-the-counter drugs, and vitamins must be precisely reviewed to protect a patient’s existing health.  Except where the COVID Vaccine is concerned, none of this matters, and I want to know why.  As of 14 June 2021, The New York Times is reporting the CDC is investigating rare heart problems after COVID Vaccinations in more than 800 people.  This fact alone should cease the forced vaccinations for COVID by the FDA.  Why hasn’t the FDA acted already?

The “Reader’s Digest” version of vaccine approval.

Angry Wet ChickenI am not a legal expert or a medical professional; thus, please feel free to correct me if I get some of the details wrong here.  From 1996 to 2006, I watched the human papillomavirus (HPV) Vaccine “Gardasil®” go through the FDA approval process.  I remain especially concerned about this vaccine due to the connections between the HPV human trials in India and the short- and long-term effects the Indian women have suffered since they participated in these trials.  Articles recording the HPV long-term effects are still published in peer-reviewed journals of medicine.

The US Food and Drug Administration (FDA) has statutory approval authority for all sorts of functions where foods and drugs are consumed in the United States.  Similar agencies exist in other representative governments, and the processes can be just as taxing to obtain information from.  The FDA prepared a “Vaccine Development – 101” marketing information for public release.  Which reveals nothing, hides a lot, and answers very few questions, but I included the link for your personal research.Plato 2

The FDA reports there are seven steps from the initial research and development of a vaccine in a laboratory to final approval and continuous monitoring through VAERS.  Vaccine adverse event reporting system (VAERS) is the repository for data on vaccines approved by the FDA.  It is publicly accessible, and you can fact-check how many people have suffered from the COVID vaccine or any other vaccine.  You need to understand the statistical data, so grab your data analysis skills or a friend and deep dive to your heart’s content.

What happens after Research Ethics and Morals are sundered?

Bait & Switch 2Three years before the FDA Approval of the HPV vaccine, the Indian government excoriated the Bill and Melinda Gates Foundation and a local Indian health partner for ethical violations in the HPV vaccine trial.  At the time, this was big news; now, the Big Tech companies are working hard to suppress the data.  These facts are laid down as a framework of before and after for the HPV vaccine trials.  The problems with HPV have not gone anywhere, but the HPV vaccine trials were a prominent and significant moral and ethical issue until COVID came along.  As a point of reference, the HPV vaccine trials in India supplanted the Tuskegee Institute’s abuse of patients as the worse case of research ethical, moral, and legal violations.

The European Center for Constitutional and Human Rights (ECCHR) has covered the HPV vaccine Indian trials quite extensively, and complete information can be researched through their links by following this link.  The background and continuing research on HPV vaccine trials are critical to the COVID vaccine due to the mass human testing and the lack of accountability and responsibility from the parties pushing a vaccine that has left people blind, deaf, paralyzed, sterile, or dead.  The warnings for the COVID vaccine are very similar; the COVID vaccine could leave you in a number of worsened permanent injuries than suffering a couple of days with COVID; yet, COVID was indemnified, the HPV vaccine was not.  Still, those who have suffered have not even gotten a paper apology from the manufacturers, the US-Based non-profits, or the local Indian health partner.

VaccineHence, one can conclude if the population is cherry-picked, lacks sufficient resources, and is in a remote spot, medical ethics can be damned and humans tested with impunity.  The same thinking existed at Tuskegee Institute and led to the US adopting thousands of pages of ethical and legal standards for conducting human research.  Except, when fear is great enough, the media is hyping enough and peddling the Kool-Aid, and the government suspends their own rules and regulations, you can get FDA approval in record time with no long-term studies on effectiveness or even tolerances for safety.

America is in trouble when the US Constitution can be flaunted, and judges can legislate from the bench that employers can make employment contingent upon forced vaccination.  This case, and several others, will eventually end in the Supreme Court.  Will the milk toast judges, specifically appointed to protect our Constitutional Rights, waiver on the freedom and liberty clauses, or will they purchase a backbone and stand against the continued encroachment of rights and liberties in the name of kowtowing to the manipulated media and influenced government bureaucrats?  I would never have thought ObamaCare would have withstood the smell test and the life, liberty, and pursuit of happiness clauses in the US Constitution, and we all know how that worked out!Why

With all the hype, media attention, and focus on the vaccine and not disease prevention, I can only ask questions.  Why is COVID being treated differently than every other viral disease in history?  Who is making money on the vaccine, and why is the vaccine being forced upon healthy populations that would do better without the vaccine?  Science abounds that claims if you are healthy, without co-morbidities, you can survive a case of COVID-19 (SARS-Cov-2), and be your immune system would be more beneficial than if you had the vaccine.  Why is everyone focused on vaccination when the mortality of this virus is significantly less than its nearest viral infection neighbor?  Why is the media focused on forced vaccinations; shouldn’t the press be pushing for revealing the truth, not drinking the Kool-Aid?

Knowledge Check!On 09 June 2021, The New York Times reported that the current COVID vaccine would “probably need booster shots.”  Why does this remind me of the continuous security updates to my computer?  Since the original COVID-19 virus is dead, what is the vaccine protecting us from?  Viruses mutate, frequently, often, and repeatedly; this is well-known to virologists who often repeat this fact in their research.  Yet, the media appear to be stuck on one variant, the original and then come up with crazy names for new variants.  Like naming weather systems and storms.  All this does is continue to spread fear and knee-jerk reactions, powered by emotional hyperbole. So why get a booster shot for a new strain?  Isn’t this a sneaky way of keeping the emergency going and emergency funding from the government flowing into Big-Pharma’s pockets?

© 2021 M. Dave Salisbury
All Rights Reserved
The images used herein were obtained in the public domain; this author holds no copyright to the images displayed.

Biology in Action – Or, Can an organization be successful inside another organization?

Program Note, much of this blog was formed and used as responses to discussion assignments at the University of Phoenix.  The assignments were completed first and this is mentioned to avoid plagiarizing myself.  This topic is vital to understanding hierarchy in organizations, understanding labor unions, and creating an organizational culture of respect.

The question was raised, “Can an organization exist within another organization?”  The short answer is absolutely.  The human body is a perfect example of this principle as it forms symbiotic relationships with all its systemic organizations to maintain the health of the whole body.  Applying the principle of symbiosis to a business organization is very possible and advocated. 

The principle of symbiosis is simple:  mutual dependence or reasoning that the overall health of the two organizations is improved by working together.  The opposite of symbiosis is virus.  The principle work of a virus is to take from the host in an adversarial capacity, regardless of the host’s physical/mental/ spiritual health or future well being.

The body has been reported to form viral and symbiotic relationships to improve the life and well being of the host.  Biological research explains the benefits of viral and symbiotic relationships to the host or body, long and short term, and why and how they work.  I mention this solely because I do not want a perception to be fostered of virus equals bad and symbiosis equals good.  Shen (2009) writes about the need for study into beneficial viruses as a method for fighting disease and improving the biological organization.

Biology has a direct bearing upon organizational design, organizational change, and organizational hierarchies, to name but a few practical applications for benchmarking biology into organizational leadership.  As an example, vendors and customers form vital links with a host organization; the most important of each party becomes a stakeholder in that organizational host.  Both parties could form a viral or symbiotic positive or negative relationship, and both positive and negative relationships can be beneficial to the host organization.

A recent event in the airline industry demonstrates the principles of symbiosis and virus in action.  Many unions in the airline industry cross between hosts.  For example, the pilot’s union crosses between US Airways and American Airlines.  American Airlines pilots go on strike for more money, but the US Airways pilots do not go on strike.  Current events declare what happened next, the unions banded together against the American Airlines host and forced a merger between American Airlines and US Airways.

Had the unions been in a symbiotic relationship the pilots and the managers at American Airlines would honestly communicate intentions, desires, and come up with a plan that benefits all sides in a win-win solution.  Always remembering, the host “American Airlines” provides parties, the managers and pilots, in the labor dispute with paychecks, employment, and other benefits, so the life of the host should be of paramount concern.  Other interested parties in this discussion are the airplane mechanics unions, the ticket counter unions, the steward/stewardess unions, and other parties such as airport organizations, flight controllers, and the American Airlines customers.  Many people depend upon the life of the host organization for their livelihoods, just as the entire body depends upon the life-processing resources of the heart.

The question remains, is the distinction clear enough?  When unions choose to be viral, they force concessions from the host, initiate mergers for personal power, and run to friendly judges and governments to empower themselves, regardless of the host.  Hostess was forced into receivership because of the labor unions closing a well known brand and destroying the lives of millions of customers and thousands of union and non-union employees.

Those in the labor dispute have a choice to make based upon their perceptions and intentions:  whether to become a virus, consuming or confiscating resources until the host is exhausted of physical and/or intellectual assets, damaged, and destroyed or to be symbiotic in nature and find mutually beneficial ground, compromising and negotiating desires to facilitate the survival of the host as well as its own survival.  Each customer, vendor, stakeholder, etc., faces this decision in dealing with the host:  Is it better to negotiate or not to negotiate? If the answer is affirmative, symbiosis is beginning.  If the answer is negative, a viral position has been decided.

Long have I maintained that the study of biology improves organizations; knowing how to differentiate between viral and symbiotic organizations provides the distinction to guide organizational change and even conduct day-to-day operations.  For example, being able to identify contractors based upon the principles of virus and symbiosis can safeguard the entire host organization.  A contractor representing a virus will confiscate or consume resources and return waste.  A contractor representing symbiosis will use resources to magnify or increase the value and health of the host organization.  The differentiation is not so much a discussion of dollars and cents as it is the distinction of service, quality, and attentiveness to the host brand.  Thorough understanding of the principles of virus and symbiosis from a study and knowledge of biology provides the basis upon which new paradigms are designed, new organizational cultures and hierarchies established, and the power of relationships are harnessed for the betterment of all, not just a few.

Reference

Shen, H. H. (2009). The challenge of discovering beneficial viruses. Journal of Medical Microbiology, 58(4), doi: 10.1099/jmm.0.002246-0